Mutual Exchanges

A mutual exchange is where you swap your home with another tenant if you have a Protected or Assured Tenancy. You can swap your home with another tenant of mhs homes, another housing association tenant or a local council tenant who agrees to exchange their home with yours, providing you have the landlords permission.

Details of customers wishing to exchange their home can be found here.

Further information regarding mutual exchanges can be found below:

Both the landlords must approve the exchange. Permission may be refused for the following reasons:

  • there are rent arrears or ongoing nuisance issues
  • the property is too large or small for the needs of the family
  • the property has been adapted for a disabled person and the new tenant does not need the adaptation

When you exchange you take on the terms of the tenancy of the person you are swapping with. You also take the property in its current condition, we will not decorate the property during the exchange although we will carry out any work that we are responsible for. It is advisable that you inspect the property before you agree to the mutual exchange.

If you are a protected tenant, you will keep the right to a protected rent, if you exchange with another mhs homes tenant. If you are not a protected tenant, you will not gain rights such as the right to buy or protected rent by carrying out a mutual exchange. Please ask us about your rights before you apply to carry out a mutual exchange.  Telephone us on 0845 113 3000 to get the forms sent to you by post.

There are a number of external websites which hold details of other tenants wishing to exchange and may assist in matching your requirements, however some may charge a fee for their services.  These are:

www.homeswapper.co.uk

www.houseswapforum.co.uk

www.exchangeuk.co.uk